30 Safest Affordable Towns in Texas 2020

As they say, “Everything is bigger in Texas!,” and it turns out that even applies to the overall crime rate. According to the FBI’s most recent data, the rates of both property crime and violent crime are higher than the national average, and Texans have a 1 in 228 chance of personally experiencing a violent crime. Fortunately, Texas is huge, and there are many affordable places to live where the overall crime rate is actually below the national norm. Living in these desirable places allows us more time to enjoy our friends and families, utilize our community’s amenities, and live life to the fullest. That’s why we put together this list of the 30 safest affordable towns in Texas, updated for 2020.

Methodology:
To come up with our list of the 30 safest affordable towns in Texas, we consulted Sperling’s Best Places to figure out which Texas locales have the lowest amount of crime. Unfortunately, the safest places are typically the most expensive. Therefore, we limited our own list to only those towns with a median home price under $200,000 (Texas’ median home price is $199,900). We considered both violent crime (murder and non-negligent manslaughter, robbery, aggravated assault, and forcible rape) and petty crime (burglary, theft, vehicle theft, and property crime). In the event of a tie, cities are listed alphabetically.

1. (tie) Crowell

100% lower than the national average
A small town through and through, Crowell, Texas is home to fewer than 1,000 people. But despite its small size, it has established itself as an affordable, safe, and family-friendly place to live. Speaking of safety, crime in Crowell is 100% lower than the national average, as FBI statistics report zero crimes reported in the last year. Historically, Crowell is best known as the place in which Cynthia Ann Parker, the little girl captured by Comanche Indians, was recovered by Texas Rangers 24 years later. Today, the town is home to the Comanche Springs Astronomy Campus, an observatory which takes full advantage of Crowell’s remote location and minimal light pollution.

1. (tie) Happy

100% lower than the national average
We know at least one thing the residents of Happy have to be happy about — the town’s low crime rate! According to the FBI’s most recent statistics, crime in Happy is a full 100% lower than the national average. This is, of course, because there were not any crimes reported last year in this town of approximately 800 people. A suburb of Amarillo, Happy is often included on lists of the most peculiar town names. In fact, Happy was named after Happy Draw, a creek named in the 1800s by a group of cowboys who were happy to have found water there.

3. Danbury

96% lower than the national average
The small town of Danbury is located in Brazoria County, in the southeastern part of the state. In the last year, a grand total of two crimes were reported here, one violent (assault) and one non-violent (burglary). These low statistics mean Danbury residents have a mere 1 in 896 chance of becoming the victim of a crime, making the city far safer than 93% of cities in America.

4. Jourdanton

95% lower than the national average
Jourdanton, Texas is a small town of about 4,200 full-time residents. Located in the greater San Antonio area, it is statistically the safest town in Atascosa County. Those living in Jourdanton have a 1 in 734 chance of falling victim to any crime, and the number of crimes reported here daily average a minuscule 0.37 per 100,000 people. Last year, only six crimes were reported in Jourdanton, according to the FBI’s annual crime report. Of these six, three were thefts, two were assaults, and one was a robbery.

5. Ralls

94% lower than the national average
Another small town to make our list of the safest affordable places in Texas is Ralls, home to approximately 2,000 people. According to the FBI’s annual crime report, there are .43 daily crimes per 100,000 people in Ralls. This gives residents a mere 1 in 633 chance of becoming victim to any crime at any given time. Of the three reported property crimes last year, two were instances of petty theft, and one was a burglary. There were no violent crimes reported in Ralls in the last year.

6. Runaway Bay

93% lower than the national average
Located in Wise County at the southernmost edge of Lake Bridgeport, Runaway Bay has quite the colorful reputation. On January 17, 2010, it was reported that a chupacabra had been sighted at the golf course around which Runaway Bay is built. Upon further investigation by the Texas Parks and Wildlife Department, it was determined that the animal in question was not the legendary creature of folklore, but a hairless raccoon. Thus, Runaway Bay’s safety record remains intact. Statistically, .55 crimes per 100,000 people occur in Runaway Bay daily, giving residents a 1 in 500 chance of becoming the victim of a crime. Runaway Bay, then, is considered safer than a whopping 96% of the United States.

7. (tie) Crane

92% lower than the national average
Crane may not be Texas’s most luxurious address, but it is one the Lone Star State’s safest affordable towns. The town — which has been the center of a prominent oil-producing region since the 1920s — boasts an overall crime rate 92% lower than the national average. This fact makes Crane safer than 90% of U.S. cities. Statistically, there are .58 daily crimes per 100,000 people in Crane, and residents have a slim 1 in 474 chance of falling victim to any crime. The most common crimes in Crane are assault (three reported in the last year), petty theft (three reported in the last year), burglary (one reported in the last year), and vehicle theft (one reported in the last year).

7. (tie) Kermit

92% lower than the national average
Originally named after Kermit Roosevelt in honor of his father, Theodore, this small town in Winkler County grew up around an oil boom in the mid- to late-1970s. Today, Kermit is home to approximately 6,200 residents, and remains one of Texas’s safest affordable towns. Residents of Kermit have a 1 in 462 chance of falling victim to a crime. In the last year, only 14 crimes were reported, all of which were non-violent property crimes. Of those property crimes, there were eight thefts and six burglaries.

7. (tie) Moulton

92% lower than the national average
A small town through and through, Moulton has fewer than 1,000 residents to call it home. Crime in Moulton is practically non-existent, as only two total crimes were reported in the last year (one rape and one burglary). Residents have a 1 in 456 chance of falling victim to a crime, and current rates estimate .6 daily crimes per 100,000 people.

10. (tie) Martindale

91% lower than the national average
Keen eyes may recognize this small Austin suburb as a favorite Texas filming location for movies, television, and music videos. Known for its authentic turn-of-the-century charm, Martindale has appeared in 2003’s Texas Chainsaw Massacre, The Newton Boys starring Ethan Hawke and Matthew McConaughey, and Clint Eastwood and Kevin Costner’s A Perfect World. For the 1,200 non-Hollywood types who call Martindale home, the town remains a safe, affordable, and family friendly place to live. In fact, Martindale is considered safer than 78% of cities in the United States.  The number of total year-over-year crimes in Martindale has decreased by 71%. In the past year, only three total crimes were reported (one robbery, one assault, and one burglary).

10. (tie) Spearman

91% lower than the national average
Located in Hansford County and famous for its unique collection of Windmills, Spearman is a small town of around 3,500 people. The city is known as a safe, affordable, and family friendly place to live. Indeed, last year, only eight crimes were reported. These included two violent crimes (both assault) and six property crimes (five burglaries and one theft). Spearman’s crime rate currently averages just .66 daily crimes per 100,000 people, meaning Spearman residents have a 1 in 417 chance of falling victim to a crime at any given time.

12. Presidio

90% lower than the national average
The small town of Presidio, population 4,050, is a small community located near the border of Mexico and the Rio Grande river. Of the 11 reported incidents of the last year, only two were violent crimes — one rape and one assault. Presidio residents have a 1 in 353 chance of falling victim to a crime. Also worth noting that the number of total year-over-year crimes in Hughson has decreased by 65% — great news for residents!

13. (tie) Eagle Lake

86% lower than the national average
Located in Colorado County in southeastern Texas, the city of Eagle Lake boasts a population of about 3,600. Despite its name, Eagle Lake is actually known as the “Goose Hunting Capital of the World,” as the nearby lake and rice fields attract many migratory birds. As it would happen, there is also a wildlife preserve in Eagle Lake. The town’s overall crime rate comes in at an impressive 86% lower than the national average, and averages 1.03 daily crimes per 100,000 people. Residents have a 1 in 266 chance of falling victim to a crime, though Eagle Lake’s crime rate has decreased by 32% in recent years and is expected to continue falling.

13. (tie) Pottsboro

86% lower than the national average
Pottsboro, a town of approximately 2,400, is located in Grayson County on Texas’ northern border with Oklahoma. It is a commuter bedroom community, and many of its residents commute to nearby cities like Denison and Sherman. Pottsboro’s overall crime rate comes out to only 1.06 daily crimes per 100,000 people, a rate which is 86% lower than the national average.

15. Woodville

85% lower than the national average
Located in Tyler County in eastern Texas, the small town of Woodville is home to about 2,500 people. Three U.S. highways intersect Woodville, making it a common stop for road trippers, commuters, and truck drivers. Despite its transient nature, Woodville boasts a crime rate that is an impressive 85% lower than the national average. Residents of Woodville have a slim 1 in 246 chance of falling victim to a crime. Of the 10 total incidents reported last year, only one was a violent crime (an assault).

16. (tie) Fate

84% lower than the national average
Though it’s one of the fastest growing cities in the nation, Fate has retained its reputation as one of the safest affordable towns in Texas. The town’s overall crime rate is 84% lower than the national average, which makes it safer than 87% of U.S. cities. Statistically, there are 1.19 daily crimes per 100,000 people in Fate, and residents have a slim 1 in 231 chance of falling victim to any crime. The most common crimes in Fate are theft (31 reported in the last year), burglary (six reported in the last year), and assault (six reported in the last year).

16. (tie) Josephine

84% lower than the national average
Home to just over 1,000 people, Josephine extends into two counties, Collin and Hunt, near Texas’s border with Oklahoma. There are just 1.24 daily crimes that occur in Josephine per 100,000 people. In other words, Josephine residents have a 1 in 222 chance of becoming the victim of a crime. Fortunately for residents, the number of total year-over-year crimes in the city has decreased by 86% from two years ago, and last year there were only six total crimes reported.

18. Paducah

83% lower than the national average
Home to just under 1,300 people, Paducah boasts a median home value of $38,300, and a crime rate 83% lower than the national average. A mere 1.26 daily crimes occur per 100,000 people in Paducah, and residents have a 1 in 218 chance of falling victim to a crime. In the past year, only five total crimes were reported, three of which were instances of assault.

19. Prairie View

80% lower than the national average
Prairie View is located in Waller County, on the edge of the Houston-The Woodlands-Sugar Land metro area. In the past year, 37 total crimes were reported, the vast majority of them being instances of petty theft — a common theme for university towns; Prairie View is home to Prairie View Texas A&M University. Violent crimes are rare here, with only 12 occurring in the past year. According to statistics, Prairie View residents have a 1 in 179 chance of falling victim to any crime.

20. Haskell

79% lower than the national average
Yet another small town to make our list of the safest affordable places in the Lone Star State is Haskell, home to approximately 3,600 people. According to the FBI’s annual crime report, there are 1.55 daily crimes per 100,000 people in Haskell. This gives residents a mere 1 in 177 chance of becoming victim to any crime at any given time. Of the 13 reported property crimes last year, seven were instances of burglary, while five were thefts, and one was a vehicle theft. There were also five violent crimes reported: two rapes and three assaults.

21. Shiner

78% lower than the national average
Located an hour and a half from San Antonio, the town of Shiner is home to approximately 2,200 people. Beer aficionados may recognize Shiner as the home of Shiner Bock, a popular dark German/Czech-style beer brewed by Spoetzl Brewery. In terms of crime, Shiner’s crime rate is 78% lower than the national average, as only 1.66 daily crimes per 100,000 people are reported. This means Shiner residents have only a 1 in 166 chance of becoming the victim of any crime at any given time.

22. (tie) Arp

75% lower than the national average
Arp is a town of just under 1,000 people, making it one of the smallest places on our list. Located about 120 miles east of Dallas in the Tyler metropolitan area, Arp was once a major agricultural center best known for strawberries. Arp is also one of Texas’s safest affordable towns. Residents in Arp have a 1 in 144 chance of falling victim to any crime, 1 in 202 chance of falling victim to a property crime, and a slim 1 in 504 chance of falling victim to a violent crime.

22. (tie) Clint

75% lower than the national average
Located in far west Texas in El Paso County, Clint has made headlines lately as the location of the Customs and Border Patrol facility at which around 250 unaccompanied migrant children were detained in 2019. Despite the controversy surrounding the town of late, Clint’s overall crime rate is something that everyone can agree upon. According to F.B.I. statistics, Clint is safer than 88% of cities in Texas, and 84% of cities in the United States. Based on the number of reported crimes in the last year, Clint residents have a 1 in 147 chance of falling victim to any crime. They have a 1 in 168 chance of experiencing a property crime, but a 1 in 1,175 chance of experiencing a violent crime.

22. (tie) Encinal

75% lower than the national average
Situated in the southernmost part of La Salle County, the town of Encinal is home to approximately 1,000 people — nearly double the population recorded on the 2000 census. Encinal, which is mostly a farming community, boasts an overall crime rate that is 75% lower than the national average. Residents have a 1 in 148 chance of becoming the victim of a crime. Only four crimes were reported last year in Encinal: one assault, one vehicle theft, and two thefts.

22. (tie) Friona

75% lower than the national average
About 4,000 people call Friona home, though the town is known as “The Biggest Small Town in Texas.” It is also known as the “Cheeseburger Capital of Texas,” in recognition of its huge cattle population and its annual Cheeseburger Cook-Off and Festival, an event that draws thousands. Residents, visitors, and cattle are all happy to know that they live in one of Texas’s safest places. Statistically speaking, there are only 1.92 daily crimes per 100,000 people in Friona, which means residents have only a 1 in 144 chance of falling victim to any crime. The most common crimes reported in Friona include burglary (13 reported last year), theft (eight reported last year), and rape (three reported last year).

26. (tie) Jones Creek

74% lower than the national average
Yet another town in southwestern Texas to make our list of the safest affordable places to live is Jones Creek. Home to approximately 2,200 people, Jones Creek is perhaps best known as first place in which Stephen F. Austin, “the Father of Texas”, settled and is buried. Jones Creek’s overall crime rate is an impressive 74% lower than the national average. This makes Jones Creek safer than 88% of cities in the United States, and 91% of cities in Texas. Though crime has risen slightly from two years ago, residents here still have a mere 1 in 139 chance of falling victim to any crime, and an even slimmer 1 in 2,070 chance of falling victim to a violent crime.

26. (tie) Rancho Viejo

74% lower than the national average
Named for a large ranch which once covered this area, Rancho Viejo is today a small town of approximately 2,400 people located in the very southernmost corner of Texas. Rancho Viejo’s current crime rate is 74% lower than the national average, which makes it safer than 89% of the cities in the U.S. (and 92% of cities in Texas). According to FBI crimes statistics for the last year, the most common property crime is petty theft (12 reported), and Rancho Viejo residents have a 1 in 148 chance of falling victim. Meanwhile, the most common violent crime is assault (one reported), though Rancho Viejo residents have only a 1 in 2,505 chance of falling victim.

28. (tie) Ganado

73% lower than the national average
Ganado, a small farming community located in Jackson County, has long been considered one of Texas’s safest and most affordable places to live. The overall crime rate in Ganado is 73% lower than the national average. This makes the town safer than 91% of cities in the United States and 93% of cities in Texas. Ganado residents have a 1 in 133 chance of falling victim to any crime at any given time. In the last year, 16 crimes were reported, all of which were non-violent.

28. (tie) Hughes Springs

73% lower than the national average
Hughes Springs is a town of 2,000 people located in eastern Texas, about two hours from Dallas. A small town through and through, Hughes Springs is statistically safer than about half of the cities in both Texas and the United States. Residents’ chance of falling victim to a violent crime in Hughes Springs is 1 in 297, the most common violent crime being assault (six reported cases).

29. Indian Lake

72% lower than the national average
About 900 people live in Indian Lake, a small town located in Cameron County, in the southernmost tip of Texas. The town’s crime rate is an impressive 72% lower than the national average. This means Indian Lake residents have a 1 in 132 chance of falling victim to any crime. Of the five reported crimes in Indian Lake last year, all were non-violent incidents of burglary and petty theft.